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      <P>&nbsp;</P><BR><BR>&nbsp; &nbsp; &nbsp; <FONT face="Arial, Helvetica" 
      color=gray size=+3><nobr>Covert Michigan Real Estate<span style=position:relative;left:120><font size=3><B>269-637-5101</font></span></B></nobr></FONT></TD>
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          <TD bgColor= #666666><A 
      href="Infolookup.asp?target=65"><FONT 
            color= #ffffff size=-1>Negotiating a Contract</B></a></SPAN></FONT></TD></TR>
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          <TD><IMG height=4 alt="" src="Skin_Files/spacer.gif" 
        width=1></TD></TR></TBODY></TABLE><FONT face="Arial, Helvetica" 
      size=1>If the terms and conditions of the deal arent acceptable, you might want to pause and think twice. ..<A 
      href="Infolookup.asp?target=65"> [MORE]</A> 
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      <TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>
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            color= #ffffff size=-1>Real Estate Negotiation</B></a></SPAN></FONT></TD></TR>
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          <TD><IMG height=4 alt="" src="Skin_Files/spacer.gif" 
        width=1></TD></TR></TBODY></TABLE><FONT face="Arial, Helvetica" size=1>Negotiating a purchase agreement is perhaps the trickiest aspect 
of any real estate transaction. ..<A 
      href="Infolookup.asp?target=64" 
      alt="information about Covert Michigan real estate"> [MORE]</A> 
      </FONT><BR><BR>
      
      
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      href="Infolookup.asp?target=63"><FONT 
            color= #ffffff size=-1>Dont Let It Fall Through</B> </SPAN></FONT></TD></TR>
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          <TD><IMG height=4 alt="" src="Skin_Files/spacer.gif" 
        width=1></TD></TR></TBODY></TABLE><FONT face="Arial, Helvetica" 
      size=1>What makes a deal fall through?  Avoid the common pitfalls! ..<A 
      href="Infolookup.asp?target=63" 
      alt="information about Covert Michigan real estate"> [MORE]</A> 
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          <TD bgColor= #666666><A 
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            color= #ffffff size=-1>Sell  Your Home Fast</a></SPAN></FONT></TD></TR>
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          <TD><IMG height=4 alt="" src="Skin_Files/spacer.gif" 
        width=1></TD></TR></TBODY></TABLE><FONT face="Arial, Helvetica" 
      size=1>Should you hold out until you have an offer that matches your asking price? ..<A 
      href="Infolookup.asp?target=62" 
      alt="information about Covert Michigan real estate"> [MORE]</A> 
      </FONT><BR><BR>
      
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            color= #ffffff size=-1>Real Estate Tax Advice</B></a></SPAN></FONT></TD></TR>
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          <TD><IMG height=4 alt="" src="Skin_Files/spacer.gif" 
        width=1></TD></TR></TBODY></TABLE><FONT face="Arial, Helvetica" 
      size=1>Selling a home can have 
a major impact on your federal and state tax returns. ..<A 
      href="Infolookup.asp?target=61" 
      alt="information about Covert Michigan real estate"> [MORE]</A> 
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<TABLE width="100%"><TBODY><TR><TD><FONT face="Arial, Helvetica" size=1>I have gathered valuable links to websites I feel may be of some interest to you... <A href="http://www.benstegman.com/links.html" alt="more links"><B>[MORE]</B>
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                <TD class=label><B>Choose a City:</B></TD>
                <TD class=label><B></B></TD>
                <TD class=label>&nbsp;</TD></TR>
              <TR>
                <TD colspan=3><SELECT NAME=pricerange>
<OPTION value='32088'>Bangor</OPTION>
<OPTION value='326'>Covert</OPTION>
<OPTION value='33914'>Pullman</OPTION>
<OPTION value='88431'>Grand Junction</OPTION>
<OPTION value='86444' Selected>Covert</OPTION>
</SELECT>
</TD>
                </TR>
              <TR>
                <TD class=label colSpan=3>Price Range:</TD></TR>
              <TR>
                <TD><SELECT name=searchPriceRangeLow> <OPTION value=0>$0<OPTION value=10000>$10,000<OPTION 
                    value=20000>$20,000<OPTION value=30000>$30,000<OPTION 
                    value=40000>$40,000<OPTION value=45000>$45,000<OPTION 
                    value=50000>$50,000<OPTION value=55000>$55,000<OPTION 
                    value=60000>$60,000<OPTION value=70000>$70,000<OPTION 
                    value=75000>$75,000<OPTION value=100000 SELECTED>$100,000<OPTION 
                    value=125000>$125,000<OPTION value=150000>$150,000<OPTION 
                    value=175000>$175,000<OPTION value=200000>$200,000<OPTION 
                    value=225000>$225,000<OPTION value=250000>$250,000<OPTION 
                    value=275000>$275,000<OPTION value=300000>$300,000<OPTION 
                    value=325000>$325,000<OPTION value=350000>$350,000<OPTION 
                    value=400000>$400,000<OPTION value=450000>$450,000<OPTION 
                    value=500000>$500,000<OPTION value=550000>$550,000<OPTION 
                    value=600000>$600,000<OPTION value=650000>$650,000<OPTION 
                    value=700000>$700,000<OPTION value=750000>$750,000<OPTION 
                    value=800000>$800,000<OPTION value=850000>$850,000<OPTION 
                    value=900000>$900,000<OPTION value=1000000>$1,000,000<OPTION 
                    value=1250000>$1,250,000<OPTION 
                    value=1500000>$1,500,000<OPTION 
                    value=1750000>$1,750,000<OPTION 
                    value=2000000>$2,000,000<OPTION 
                    value=2250000>$2,250,000<OPTION 
                    value=2500000>$2,500,000<OPTION 
                    value=2750000>$2,750,000<OPTION 
                    value=3000000>$3,000,000<OPTION 
                    value=3500000>$3,500,000<OPTION 
                    value=4000000>$4,000,000<OPTION 
                    value=4500000>$4,500,000<OPTION 
                    value=5000000>$5,000,000<OPTION 
                    value=6000000>$6,000,000<OPTION 
                    value=8000000>$8,000,000<OPTION 
                    value=10000000>$10,000,000</OPTION></SELECT> <SPAN 
                  class=label>to </SPAN></TD>
                <TD colSpan=2><SELECT name=searchPriceRangeHigh> <OPTION 
                    value=10000>$10,000<OPTION value=20000>$20,000<OPTION 
                    value=30000>$30,000<OPTION value=40000>$40,000<OPTION 
                    value=45000>$45,000<OPTION value=50000>$50,000<OPTION 
                    value=55000>$55,000<OPTION value=60000>$60,000<OPTION 
                    value=70000>$70,000<OPTION value=75000>$75,000<OPTION 
                    value=100000>$100,000<OPTION value=125000>$125,000<OPTION 
                    value=150000>$150,000<OPTION value=175000>$175,000<OPTION 
                    value=200000>$200,000<OPTION value=225000>$225,000<OPTION 
                    value=250000>$250,000<OPTION value=275000>$275,000<OPTION 
                    value=300000>$300,000<OPTION value=325000>$325,000<OPTION 
                    value=350000>$350,000<OPTION value=400000>$400,000<OPTION 
                    value=450000>$450,000<OPTION value=500000>$500,000<OPTION 
                    value=550000>$550,000<OPTION value=600000>$600,000<OPTION 
                    value=650000>$650,000<OPTION value=700000>$700,000<OPTION 
                    value=750000>$750,000<OPTION value=800000>$800,000<OPTION 
                    value=850000>$850,000<OPTION value=900000>$900,000<OPTION 
                    value=1000000>$1,000,000<OPTION 
                    value=1250000>$1,250,000<OPTION 
                    value=1500000>$1,500,000<OPTION 
                    value=1750000>$1,750,000<OPTION 
                    value=2000000>$2,000,000<OPTION 
                    value=2250000>$2,250,000<OPTION 
                    value=2500000>$2,500,000<OPTION 
                    value=2750000>$2,750,000<OPTION 
                    value=3000000>$3,000,000<OPTION 
                    value=3500000>$3,500,000<OPTION 
                    value=4000000>$4,000,000<OPTION 
                    value=4500000>$4,500,000<OPTION 
                    value=5000000>$5,000,000<OPTION 
                    value=6000000>$6,000,000<OPTION 
                    value=8000000>$8,000,000<OPTION 
                    value=10000000>$10,000,000<OPTION value=99999999 selected>no 
                    maximum</OPTION></SELECT> </TD></TR>
              <TR>
                <TD class=label>Beds:</TD>
                <TD class=label colSpan=2>Baths:</TD></TR>
              <TR>
                <TD><SELECT id=mnbed name=beds> <OPTION value=0 
                    selected>any</OPTION> <OPTION value=1>1 or more</OPTION> 
                    <OPTION value=2>2 or more</OPTION> <OPTION value=3>3 or 
                    more</OPTION> <OPTION value=4>4 or more</OPTION> <OPTION 
                    value=5>5 or more</OPTION></SELECT> </TD>
                <TD><SELECT id=mnbath name=baths> <OPTION value=0 
                    selected>any</OPTION> <OPTION value=1>1 or more</OPTION> 
                    <OPTION value=1.5>1.5 or more</OPTION> <OPTION value=2>2 or 
                    more</OPTION> <OPTION value=2.5>2.5 or more</OPTION> <OPTION 
                    value=3>3 or more</OPTION> <OPTION value=3.5>3.5 or 
                    more</OPTION> <OPTION value=4>4 or more</OPTION></SELECT> </TD>
                <TD align=right><INPUT type=image height=21 width=32 
                  src="images/go_10.JPG" value=GO border=0 id=image1 name=image1> </TD></TR>
              <TR>
                <TD class=norm colSpan=2>&nbsp;</TD>
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<FONT size=4><STRONG>L</STRONG></FONT>
<FONT size=2>et this market snapshot help you decide the right time to buy.
  Buying a house can cut your taxes significantly. You can deduct mortgage
 interest from your income tax and you can deduct real estate tax from your
 annual financial filings.  Example of how this can cut taxes:
 A homeowner in the 28% tax bracket that pays a
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monthly housing expense on a $150,000 loan will receive a credit that will reduce annual income taxes by about $3,600. That's about $300 a month. Awesome!

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<font color=white><center>FEATURED LISTINGS</center></font></td><TR><TD>
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<a href="Homedetail2.asp?cartlookup=yes&PropID=MLS3991032901&foldernum=0">
<img width=167 height=110 src="http://webcontentsolutions.net\MLSImages_LG\Michigan/2750950.jpg" border="0"></a>
<BR><span style=position:relative;top:-50>$269,000</span><BR>
<span style=position:relative;top:-67;left:2;color:white>$269,000</span>
</center>
</td><td width=1></td>
<TD width=167 height=110><center>
<a href="Homedetail2.asp?cartlookup=yes&PropID=MLS4991032901&foldernum=0">
<img width=167 height=110 src="http://webcontentsolutions.net\MLSImages_LG\Michigan/2751569.jpg" border="0"></a>
<BR><span style=position:relative;top:-50>$269,000</span><BR>
<span style=position:relative;top:-67;left:2;color:white>$269,000</span>
</center>
</td><td width=1></td>
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<a href="Homedetail2.asp?cartlookup=yes&PropID=MLS5991032901&foldernum=0">
<img width=167 height=110 src="http://webcontentsolutions.net\MLSImages_LG\Michigan/2751574.jpg" border="0"></a>
<BR><span style=position:relative;top:-50>$269,000</span><BR>
<span style=position:relative;top:-67;left:2;color:white>$269,000</span>
</center>
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<img width=167 height=110 src="http://webcontentsolutions.net\MLSImages_LG\Michigan/2751070.jpg" border="0"></a>
<BR><span style=position:relative;top:-50>$269,900</span><BR>
<span style=position:relative;top:-67;left:2;color:white>$269,900</span>
</center>
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<a href="Homedetail2.asp?cartlookup=yes&PropID=MLS5496990901&foldernum=0">
<img width=167 height=110 src="http://webcontentsolutions.net\MLSImages_LG\Michigan/2748204.jpg" border="0"></a>
<BR><span style=position:relative;top:-50>$269,900</span><BR>
<span style=position:relative;top:-67;left:2;color:white>$269,900</span>
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<img width=167 height=110 src="http://webcontentsolutions.net\MLSImages_LG\Michigan/2745993.jpg" border="0"></a>
<BR><span style=position:relative;top:-50>$275,000</span><BR>
<span style=position:relative;top:-67;left:2;color:white>$275,000</span>
</center>
</td><td width=1></td>
<TD width=167 height=110><center>
<a href="Homedetail2.asp?cartlookup=yes&PropID=MLS0378658801&foldernum=0">
<img width=167 height=110 src="http://webcontentsolutions.net\MLSImages_LG\Michigan/2741534.jpg" border="0"></a>
<BR><span style=position:relative;top:-50>$275,000</span><BR>
<span style=position:relative;top:-67;left:2;color:white>$275,000</span>
</center>
</td><td width=1></td>
<TD width=167 height=110><center>
<a href="Homedetail2.asp?cartlookup=yes&PropID=MLS1814563901&foldernum=0">
<img width=167 height=110 src="http://webcontentsolutions.net\MLSImages_LG\Michigan/2755889.jpg" border="0"></a>
<BR><span style=position:relative;top:-50>$275,000</span><BR>
<span style=position:relative;top:-67;left:2;color:white>$275,000</span>
</center>
</td><td width=1></td>
<TD width=167 height=110><center>
<a href="Homedetail2.asp?cartlookup=yes&PropID=MLS9882554901&foldernum=0">
<img width=167 height=110 src="http://webcontentsolutions.net\MLSImages_LG\Michigan/2803256.jpg" border="0"></a>
<BR><span style=position:relative;top:-50>$275,000</span><BR>
<span style=position:relative;top:-67;left:2;color:white>$275,000</span>
</center>
</td><td width=1></td>
<TD width=167 height=110><center>
<a href="Homedetail2.asp?cartlookup=yes&PropID=MLS8105168701&foldernum=0">
<img width=167 height=110 src="http://webcontentsolutions.net\MLSImages_LG\Michigan/2714607.jpg" border="0"></a>
<BR><span style=position:relative;top:-50>$284,900</span><BR>
<span style=position:relative;top:-67;left:2;color:white>$284,900</span>
</center>
</td><td width=1></td>
<TD width=167 height=110><center>
<a href="Homedetail2.asp?cartlookup=yes&PropID=MLS9381725901&foldernum=0">
<img width=167 height=110 src="http://webcontentsolutions.net\MLSImages_LG\Michigan/2805172.jpg" border="0"></a>
<BR><span style=position:relative;top:-50>$253,900</span><BR>
<span style=position:relative;top:-67;left:2;color:white>$253,900</span>
</center>
</td><td width=1></td>
<TD width=167 height=110><center>
<a href="Homedetail2.asp?cartlookup=yes&PropID=MLS4170317701&foldernum=0">
<img width=167 height=110 src="http://webcontentsolutions.net\MLSImages_LG\Michigan/2709815.jpg" border="0"></a>
<BR><span style=position:relative;top:-50>$255,000</span><BR>
<span style=position:relative;top:-67;left:2;color:white>$255,000</span>
</center>
</td><td width=1></td>
<TD width=167 height=110><center>
<a href="Homedetail2.asp?cartlookup=yes&PropID=MLS7975376601&foldernum=0">
<img width=167 height=110 src="http://webcontentsolutions.net\MLSImages_LG\Michigan/571439.jpg" border="0"></a>
<BR><span style=position:relative;top:-50>$262,400</span><BR>
<span style=position:relative;top:-67;left:2;color:white>$262,400</span>
</center>
</td><td width=1></td>
<TD width=167 height=110><center>
<a href="Homedetail2.asp?cartlookup=yes&PropID=MLS5704504901&foldernum=0">
<img width=167 height=110 src="http://webcontentsolutions.net\MLSImages_LG\Michigan/2801649.jpg" border="0"></a>
<BR><span style=position:relative;top:-50>$264,000</span><BR>
<span style=position:relative;top:-67;left:2;color:white>$264,000</span>
</center>
</td><td width=1></td>
<TD width=167 height=110><center>
<a href="Homedetail2.asp?cartlookup=yes&PropID=MLS5159773901&foldernum=0">
<img width=167 height=110 src="http://webcontentsolutions.net\MLSImages_LG\Michigan/2800502.jpg" border="0"></a>
<BR><span style=position:relative;top:-50>$264,900</span><BR>
<span style=position:relative;top:-67;left:2;color:white>$264,900</span>
</center>
</td><td width=1></td>
<TD width=167 height=110><center>
<a href="Homedetail2.asp?cartlookup=yes&PropID=MLS1257558801&foldernum=0">
<img width=167 height=110 src="http://webcontentsolutions.net\MLSImages_LG\Michigan/2741727.jpg" border="0"></a>
<BR><span style=position:relative;top:-50>$264,900</span><BR>
<span style=position:relative;top:-67;left:2;color:white>$264,900</span>
</center>
</td><td width=1></td>
<TD width=167 height=110><center>
<a href="Homedetail2.asp?cartlookup=yes&PropID=MLS3698100901&foldernum=0">
<img width=167 height=110 src="http://webcontentsolutions.net\MLSImages_LG\Michigan/2745415.jpg" border="0"></a>
<BR><span style=position:relative;top:-50>$265,000</span><BR>
<span style=position:relative;top:-67;left:2;color:white>$265,000</span>
</center>
</td><td width=1></td>
<TD width=167 height=110><center>
<a href="Homedetail2.asp?cartlookup=yes&PropID=MLS2425265901&foldernum=0">
<img width=167 height=110 src="http://webcontentsolutions.net\MLSImages_LG\Michigan/2805906.jpg" border="0"></a>
<BR><span style=position:relative;top:-50>$267,900</span><BR>
<span style=position:relative;top:-67;left:2;color:white>$267,900</span>
</center>
</td><td width=1></td>
<TD width=167 height=110><center>
<a href="Homedetail2.asp?cartlookup=yes&PropID=MLS1858292901&foldernum=0">
<img width=167 height=110 src="http://webcontentsolutions.net\MLSImages_LG\Michigan/2753207.jpg" border="0"></a>
<BR><span style=position:relative;top:-50>$269,000</span><BR>
<span style=position:relative;top:-67;left:2;color:white>$269,000</span>
</center>
</td><td width=1></td>
<TD width=167 height=110><center>
<a href="Homedetail2.asp?cartlookup=yes&PropID=MLS3299922901&foldernum=0">
<img width=167 height=110 src="http://webcontentsolutions.net\MLSImages_LG\Michigan/2751287.jpg" border="0"></a>
<BR><span style=position:relative;top:-50>$269,000</span><BR>
<span style=position:relative;top:-67;left:2;color:white>$269,000</span>
</center>
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